Call reports 2015
AMERICAN BANK OF OKLAHOMA — 2015
What AMERICAN BANK OF OKLAHOMA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 229,034,000 | 219,838,000 | 227,721,000 | 240,392,000 |
| Total loans | 188,860,000 | 195,509,000 | 202,568,000 | 203,352,000 |
| Allowance for loan losses | 1,164,000 | 1,116,000 | 1,122,000 | 1,118,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 320,000 | 320,000 | 160,000 | 160,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,417,000 | 178,894,000 | 184,600,000 | 187,150,000 |
| Interest-bearing deposits | 152,694,000 | 156,544,000 | 160,231,000 | 158,905,000 |
| Noninterest-bearing deposits | 35,723,000 | 22,350,000 | 24,368,000 | 28,245,000 |
| Equity capital | 19,507,000 | 19,776,000 | 21,865,000 | 23,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,647,000 | 5,397,000 | 8,296,000 | 11,260,000 |
| Interest expense | 367,000 | 771,000 | 1,211,000 | 1,652,000 |
| Net interest income | 2,280,000 | 4,626,000 | 7,085,000 | 9,608,000 |
| Noninterest income | 462,000 | 950,000 | 1,436,000 | 1,958,000 |
| Noninterest expense | 2,325,000 | 4,580,000 | 6,848,000 | 9,121,000 |
| Provision for loan losses | 50,000 | 115,000 | 135,000 | 214,000 |
| Pretax income | 367,000 | 881,000 | 1,538,000 | 2,231,000 |
| Income tax | 95,000 | 244,000 | 389,000 | 671,000 |
| Net income | 272,000 | 637,000 | 1,149,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,426,000 | 19,698,000 | 21,789,000 | 23,106,000 |
| Total capital | 20,590,000 | 20,814,000 | 22,911,000 | 24,224,000 |
| Risk-weighted assets | 192,907,000 | 193,375,000 | 201,328,000 | 206,297,000 |