Call reports 2025
BANK OF MADISON — 2025
What BANK OF MADISON reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 432,028,000 | 435,201,000 | 433,126,000 | 426,343,000 |
| Total loans | 298,160,000 | 304,661,000 | 308,060,000 | 319,921,000 |
| Allowance for loan losses | 4,436,000 | 4,583,000 | 4,583,000 | 4,685,000 |
| Securities available for sale | 64,287,000 | 65,125,000 | 64,750,000 | 62,587,000 |
| Securities held to maturity | 13,450,000 | 13,404,000 | 13,358,000 | 13,312,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,083,000 | 391,113,000 | 385,334,000 | 379,705,000 |
| Interest-bearing deposits | 287,894,000 | 288,796,000 | 282,015,000 | 281,250,000 |
| Noninterest-bearing deposits | 101,189,000 | 102,317,000 | 103,319,000 | 98,455,000 |
| Equity capital | 38,630,000 | 39,706,000 | 42,931,000 | 42,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,007,000 | 12,397,000 | 18,947,000 | 25,706,000 |
| Interest expense | 1,958,000 | 4,009,000 | 6,010,000 | 7,924,000 |
| Net interest income | 4,049,000 | 8,388,000 | 12,937,000 | 17,782,000 |
| Noninterest income | 256,000 | 552,000 | 1,325,000 | 1,595,000 |
| Noninterest expense | 2,335,000 | 4,967,000 | 7,638,000 | 10,532,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 132,000 |
| Pretax income | 1,939,000 | 3,927,000 | 6,578,000 | 8,684,000 |
| Income tax | 405,000 | 913,000 | 1,613,000 | 1,975,000 |
| Net income | 1,534,000 | 3,014,000 | 4,965,000 | 6,709,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,533,000 | 46,880,000 | 48,698,000 | 48,134,000 |
| Total capital | 49,746,000 | 51,196,000 | 53,056,000 | 52,544,000 |
| Risk-weighted assets | 336,783,000 | 344,949,000 | 348,366,000 | 352,437,000 |