Call reports 2023
BANK OF MADISON — 2023
What BANK OF MADISON reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 395,915,000 | 385,905,000 | 388,792,000 | 406,703,000 |
| Total loans | 280,171,000 | 279,173,000 | 271,608,000 | 283,167,000 |
| Allowance for loan losses | 3,686,000 | 3,732,000 | 3,860,000 | 3,951,000 |
| Securities available for sale | 74,916,000 | 73,161,000 | 69,125,000 | 71,082,000 |
| Securities held to maturity | 14,570,000 | 14,523,000 | 14,477,000 | 14,430,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,605,000 | 351,186,000 | 354,759,000 | 369,213,000 |
| Interest-bearing deposits | 250,722,000 | 241,448,000 | 253,728,000 | 264,081,000 |
| Noninterest-bearing deposits | 110,883,000 | 109,738,000 | 101,031,000 | 105,132,000 |
| Equity capital | 31,666,000 | 31,962,000 | 30,968,000 | 33,228,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,371,000 | 9,195,000 | 14,168,000 | 19,711,000 |
| Interest expense | 1,007,000 | 2,337,000 | 3,896,000 | 5,750,000 |
| Net interest income | 3,364,000 | 6,858,000 | 10,272,000 | 13,961,000 |
| Noninterest income | 277,000 | 605,000 | 853,000 | 1,217,000 |
| Noninterest expense | 2,266,000 | 4,338,000 | 6,603,000 | 9,153,000 |
| Provision for loan losses | 72,000 | 117,000 | 207,000 | 297,000 |
| Pretax income | 1,187,000 | 2,887,000 | 4,189,000 | 5,582,000 |
| Income tax | 235,000 | 638,000 | 997,000 | 1,104,000 |
| Net income | 952,000 | 2,249,000 | 3,192,000 | 4,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,395,000 | 40,559,000 | 41,370,000 | 40,930,000 |
| Total capital | 43,153,000 | 44,313,000 | 45,132,000 | 44,857,000 |
| Risk-weighted assets | 302,097,000 | 300,313,000 | 300,845,000 | 314,055,000 |