Call reports 2021
BANK OF MADISON — 2021
What BANK OF MADISON reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 346,824,000 | 361,041,000 | 369,635,000 | 384,697,000 |
| Total loans | 218,512,000 | 220,198,000 | 219,409,000 | 216,753,000 |
| Allowance for loan losses | 3,012,000 | 3,088,000 | 3,164,000 | 3,340,000 |
| Securities available for sale | 52,518,000 | 63,594,000 | 70,559,000 | 95,039,000 |
| Securities held to maturity | 2,916,000 | 2,529,000 | 7,234,000 | 10,421,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 311,155,000 | 324,380,000 | 331,270,000 | 347,924,000 |
| Interest-bearing deposits | 220,718,000 | 227,493,000 | 233,685,000 | 241,452,000 |
| Noninterest-bearing deposits | 90,437,000 | 96,887,000 | 97,585,000 | 106,472,000 |
| Equity capital | 33,311,000 | 34,250,000 | 35,656,000 | 34,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,021,000 | 6,294,000 | 9,914,000 | 13,273,000 |
| Interest expense | 385,000 | 732,000 | 998,000 | 1,147,000 |
| Net interest income | 2,636,000 | 5,562,000 | 8,916,000 | 12,126,000 |
| Noninterest income | 321,000 | 701,000 | 1,068,000 | 1,437,000 |
| Noninterest expense | 1,922,000 | 3,850,000 | 5,885,000 | 7,733,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 400,000 |
| Pretax income | 1,016,000 | 2,319,000 | 3,927,000 | 5,452,000 |
| Income tax | 230,000 | 568,000 | 873,000 | 1,233,000 |
| Net income | 786,000 | 1,751,000 | 3,054,000 | 4,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,387,000 | 34,220,000 | 35,389,000 | 35,360,000 |
| Total capital | 36,296,000 | 37,226,000 | 38,517,000 | 38,475,000 |
| Risk-weighted assets | 232,631,000 | 240,407,000 | 250,280,000 | 249,053,000 |