Call reports 2019
BANK OF MADISON — 2019
What BANK OF MADISON reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 225,595,000 | 226,415,000 | 224,213,000 | 230,614,000 |
| Total loans | 136,494,000 | 146,315,000 | 160,489,000 | 173,796,000 |
| Allowance for loan losses | 1,920,000 | 2,058,000 | 2,104,000 | 2,376,000 |
| Securities available for sale | 42,173,000 | 41,639,000 | 40,541,000 | 38,960,000 |
| Securities held to maturity | 4,447,000 | 4,144,000 | 3,891,000 | 3,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,057,000 | 193,525,000 | 190,579,000 | 193,434,000 |
| Interest-bearing deposits | 141,027,000 | 138,291,000 | 136,890,000 | 137,943,000 |
| Noninterest-bearing deposits | 53,030,000 | 55,234,000 | 53,689,000 | 55,491,000 |
| Equity capital | 29,673,000 | 30,846,000 | 31,403,000 | 30,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,489,000 | 5,085,000 | 7,656,000 | 10,497,000 |
| Interest expense | 317,000 | 654,000 | 974,000 | 1,298,000 |
| Net interest income | 2,172,000 | 4,431,000 | 6,682,000 | 9,199,000 |
| Noninterest income | 193,000 | 543,000 | 945,000 | 1,615,000 |
| Noninterest expense | 1,588,000 | 3,398,000 | 5,198,000 | 6,898,000 |
| Provision for loan losses | 45,000 | 121,000 | 166,000 | 461,000 |
| Pretax income | 732,000 | 1,455,000 | 2,263,000 | 3,465,000 |
| Income tax | 155,000 | 284,000 | 432,000 | 662,000 |
| Net income | 577,000 | 1,171,000 | 1,831,000 | 2,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,384,000 | 30,844,000 | 31,371,000 | 30,360,000 |
| Total capital | 32,280,000 | 32,815,000 | 33,475,000 | 32,692,000 |
| Risk-weighted assets | 151,705,000 | 157,602,000 | 172,688,000 | 186,568,000 |