Call reports 2018
BANK OF MADISON — 2018
What BANK OF MADISON reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 236,467,000 | 219,038,000 | 223,892,000 | 225,674,000 |
| Total loans | 136,209,000 | 135,777,000 | 137,986,000 | 137,365,000 |
| Allowance for loan losses | 1,628,000 | 1,688,000 | 1,726,000 | 1,874,000 |
| Securities available for sale | 46,279,000 | 44,744,000 | 42,625,000 | 42,553,000 |
| Securities held to maturity | 4,831,000 | 4,657,000 | 4,654,000 | 4,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,493,000 | 188,446,000 | 192,906,000 | 195,494,000 |
| Interest-bearing deposits | 145,642,000 | 137,932,000 | 142,188,000 | 145,677,000 |
| Noninterest-bearing deposits | 50,851,000 | 50,514,000 | 50,718,000 | 49,817,000 |
| Equity capital | 28,209,000 | 28,607,000 | 28,880,000 | 28,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,368,000 | 4,945,000 | 7,329,000 | 9,868,000 |
| Interest expense | 243,000 | 533,000 | 814,000 | 1,129,000 |
| Net interest income | 2,125,000 | 4,412,000 | 6,515,000 | 8,739,000 |
| Noninterest income | 191,000 | 383,000 | 686,000 | 884,000 |
| Noninterest expense | 1,571,000 | 3,250,000 | 4,758,000 | 6,250,000 |
| Provision for loan losses | 30,000 | 75,000 | 120,000 | 365,000 |
| Pretax income | 715,000 | 1,470,000 | 2,323,000 | 3,014,000 |
| Income tax | 132,000 | 317,000 | 526,000 | 634,000 |
| Net income | 583,000 | 1,153,000 | 1,797,000 | 2,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,749,000 | 30,186,000 | 30,698,000 | 29,939,000 |
| Total capital | 31,377,000 | 31,874,000 | 32,424,000 | 31,813,000 |
| Risk-weighted assets | 149,239,000 | 178,464,000 | 159,232,000 | 151,526,000 |