Call reports 2015
BANK OF MADISON — 2015
What BANK OF MADISON reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 208,219,000 | 206,101,000 | 205,712,000 | 213,898,000 |
| Total loans | 126,405,000 | 126,741,000 | 126,369,000 | 129,248,000 |
| Allowance for loan losses | 2,042,000 | 1,990,000 | 1,997,000 | 1,942,000 |
| Securities available for sale | 31,478,000 | 40,147,000 | 39,929,000 | 40,365,000 |
| Securities held to maturity | 15,694,000 | 20,645,000 | 20,614,000 | 15,083,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,528,000 | 165,235,000 | 165,511,000 | 173,693,000 |
| Interest-bearing deposits | 126,439,000 | 123,566,000 | 120,032,000 | 131,645,000 |
| Noninterest-bearing deposits | 41,089,000 | 41,669,000 | 45,479,000 | 42,048,000 |
| Equity capital | 29,405,000 | 29,241,000 | 28,593,000 | 29,174,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,307,000 | 6,715,000 | 8,981,000 |
| Interest expense | 204,000 | 410,000 | 618,000 | 826,000 |
| Net interest income | 1,920,000 | 3,897,000 | 6,097,000 | 8,155,000 |
| Noninterest income | 202,000 | 418,000 | 617,000 | 822,000 |
| Noninterest expense | 1,443,000 | 2,772,000 | 4,240,000 | 5,739,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 100,000 |
| Pretax income | 678,000 | 1,542,000 | 2,423,000 | 3,322,000 |
| Income tax | 196,000 | 496,000 | 748,000 | 1,028,000 |
| Net income | 482,000 | 1,046,000 | 1,675,000 | 2,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,784,000 | 30,215,000 | 29,088,000 | 29,707,000 |
| Total capital | 31,456,000 | 31,912,000 | 30,807,000 | 31,405,000 |
| Risk-weighted assets | 133,444,000 | 135,499,000 | 137,285,000 | 135,620,000 |