Call reports 2026
BANK AND TRUST, SSB, THE — 2026
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 581,199,000 | 583,769,000 |
| Total loans | 384,238,000 | 397,569,000 |
| Allowance for loan losses | 4,322,000 | 4,496,000 |
| Securities available for sale | 137,866,000 | 132,826,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 527,510,000 | 529,300,000 |
| Interest-bearing deposits | 347,204,000 | 336,826,000 |
| Noninterest-bearing deposits | 180,306,000 | 192,474,000 |
| Equity capital | 49,320,000 | 50,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,097,000 | 14,545,000 |
| Interest expense | 1,154,000 | 2,289,000 |
| Net interest income | 5,943,000 | 12,256,000 |
| Noninterest income | 2,446,000 | 5,050,000 |
| Noninterest expense | 6,178,000 | 12,514,000 |
| Provision for loan losses | 56,000 | 257,000 |
| Pretax income | 2,155,000 | 4,535,000 |
| Income tax | 0 | 0 |
| Net income | 2,155,000 | 4,535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,803,000 | 58,540,000 |
| Total capital | 61,974,000 | 62,811,000 |
| Risk-weighted assets | 333,380,000 | 341,306,000 |