Call reports 2025
BANK AND TRUST, SSB, THE — 2025
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 559,089,000 | 567,077,000 | 583,613,000 | 584,833,000 |
| Total loans | 352,777,000 | 359,149,000 | 365,226,000 | 372,663,000 |
| Allowance for loan losses | 4,075,000 | 4,117,000 | 4,210,000 | 4,273,000 |
| Securities available for sale | 125,794,000 | 123,375,000 | 140,521,000 | 143,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,084,000 | 518,689,000 | 531,326,000 | 530,550,000 |
| Interest-bearing deposits | 317,889,000 | 324,118,000 | 332,198,000 | 337,554,000 |
| Noninterest-bearing deposits | 193,195,000 | 194,571,000 | 199,128,000 | 192,996,000 |
| Equity capital | 43,679,000 | 44,258,000 | 47,980,000 | 49,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,680,000 | 13,634,000 | 20,725,000 | 28,065,000 |
| Interest expense | 1,213,000 | 2,417,000 | 3,678,000 | 4,978,000 |
| Net interest income | 5,467,000 | 11,217,000 | 17,047,000 | 23,087,000 |
| Noninterest income | 2,202,000 | 4,427,000 | 6,771,000 | 9,262,000 |
| Noninterest expense | 5,620,000 | 11,162,000 | 17,208,000 | 23,180,000 |
| Provision for loan losses | 68,000 | 117,000 | 226,000 | 271,000 |
| Pretax income | 1,981,000 | 4,365,000 | 6,384,000 | 8,898,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,981,000 | 4,365,000 | 6,384,000 | 8,898,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,365,000 | 56,031,000 | 56,479,000 | 57,227,000 |
| Total capital | 59,201,000 | 59,940,000 | 60,443,000 | 61,273,000 |
| Risk-weighted assets | 306,497,000 | 312,413,000 | 316,774,000 | 323,328,000 |
Machine access — free, no API key
Every figure shown here about BANK AND TRUST, SSB, THE — 2025 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.