Call reports 2024
BANK AND TRUST, SSB, THE — 2024
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 535,151,000 | 526,300,000 | 530,889,000 | 537,858,000 |
| Total loans | 341,888,000 | 347,987,000 | 355,157,000 | 356,372,000 |
| Allowance for loan losses | 3,809,000 | 3,882,000 | 3,965,000 | 4,034,000 |
| Securities available for sale | 139,657,000 | 136,809,000 | 138,068,000 | 127,914,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,014,000 | 482,384,000 | 481,222,000 | 492,260,000 |
| Interest-bearing deposits | 309,818,000 | 284,863,000 | 300,887,000 | 318,431,000 |
| Noninterest-bearing deposits | 182,196,000 | 197,521,000 | 180,335,000 | 173,829,000 |
| Equity capital | 38,864,000 | 39,998,000 | 45,378,000 | 41,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,111,000 | 12,555,000 | 18,891,000 | 25,654,000 |
| Interest expense | 1,051,000 | 2,132,000 | 3,302,000 | 4,571,000 |
| Net interest income | 5,060,000 | 10,423,000 | 15,589,000 | 21,083,000 |
| Noninterest income | 1,964,000 | 3,980,000 | 6,106,000 | 8,256,000 |
| Noninterest expense | 4,992,000 | 10,247,000 | 15,579,000 | 21,293,000 |
| Provision for loan losses | 84,000 | 166,000 | 287,000 | 382,000 |
| Pretax income | 1,948,000 | 3,990,000 | 5,829,000 | 7,664,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,948,000 | 3,990,000 | 5,829,000 | 7,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,509,000 | 54,067,000 | 54,505,000 | 54,940,000 |
| Total capital | 57,299,000 | 57,902,000 | 58,486,000 | 58,783,000 |
| Risk-weighted assets | 303,036,000 | 306,644,000 | 318,390,000 | 307,109,000 |