Call reports 2023
BANK AND TRUST, SSB, THE — 2023
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 547,819,000 | 531,153,000 | 537,117,000 | 537,464,000 |
| Total loans | 324,474,000 | 327,406,000 | 332,348,000 | 340,835,000 |
| Allowance for loan losses | 3,677,000 | 3,769,000 | 3,839,000 | 3,741,000 |
| Securities available for sale | 176,451,000 | 167,326,000 | 146,923,000 | 147,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 511,013,000 | 493,678,000 | 499,073,000 | 494,293,000 |
| Interest-bearing deposits | 294,975,000 | 271,333,000 | 300,910,000 | 300,927,000 |
| Noninterest-bearing deposits | 216,038,000 | 222,345,000 | 198,163,000 | 193,366,000 |
| Equity capital | 33,898,000 | 34,973,000 | 33,941,000 | 38,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,497,000 | 11,023,000 | 16,776,000 | 23,062,000 |
| Interest expense | 320,000 | 861,000 | 1,619,000 | 2,595,000 |
| Net interest income | 5,177,000 | 10,162,000 | 15,157,000 | 20,467,000 |
| Noninterest income | 1,811,000 | 3,628,000 | 5,566,000 | 7,603,000 |
| Noninterest expense | 4,672,000 | 9,480,000 | 14,340,000 | 19,483,000 |
| Provision for loan losses | 113,000 | 211,000 | 283,000 | 242,000 |
| Pretax income | 2,203,000 | 4,099,000 | 6,100,000 | 8,195,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,203,000 | 4,099,000 | 6,100,000 | 8,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,587,000 | 51,867,000 | 52,410,000 | 53,005,000 |
| Total capital | 54,264,000 | 55,635,000 | 56,145,000 | 56,832,000 |
| Risk-weighted assets | 303,203,000 | 306,020,000 | 298,704,000 | 306,162,000 |