Call reports 2022
BANK AND TRUST, SSB, THE — 2022
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 588,328,000 | 570,107,000 | 562,173,000 | 543,664,000 |
| Total loans | 290,364,000 | 295,119,000 | 306,091,000 | 316,883,000 |
| Allowance for loan losses | 3,318,000 | 3,332,000 | 3,522,000 | 3,567,000 |
| Securities available for sale | 172,355,000 | 187,678,000 | 186,071,000 | 185,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 541,411,000 | 538,330,000 | 531,414,000 | 507,434,000 |
| Interest-bearing deposits | 313,277,000 | 320,809,000 | 315,770,000 | 301,379,000 |
| Noninterest-bearing deposits | 228,134,000 | 217,521,000 | 215,644,000 | 206,055,000 |
| Equity capital | 40,123,000 | 30,520,000 | 29,085,000 | 32,814,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,254,000 | 8,935,000 | 13,873,000 | 19,317,000 |
| Interest expense | 265,000 | 528,000 | 787,000 | 1,063,000 |
| Net interest income | 3,989,000 | 8,407,000 | 13,086,000 | 18,254,000 |
| Noninterest income | 1,905,000 | 3,777,000 | 5,555,000 | 8,087,000 |
| Noninterest expense | 4,079,000 | 7,986,000 | 12,520,000 | 17,132,000 |
| Provision for loan losses | 28,000 | 55,000 | 274,000 | 339,000 |
| Pretax income | 1,787,000 | 4,143,000 | 5,847,000 | 8,734,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,787,000 | 4,143,000 | 5,847,000 | 8,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,497,000 | 46,057,000 | 47,221,000 | 49,115,000 |
| Total capital | 47,815,000 | 49,389,000 | 50,743,000 | 52,682,000 |
| Risk-weighted assets | 271,002,000 | 276,727,000 | 285,335,000 | 297,372,000 |