Call reports 2021
BANK AND TRUST, SSB, THE — 2021
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 517,082,000 | 546,252,000 | 561,233,000 | 577,305,000 |
| Total loans | 286,671,000 | 289,780,000 | 292,482,000 | 288,697,000 |
| Allowance for loan losses | 3,337,000 | 3,331,000 | 3,285,000 | 3,329,000 |
| Securities available for sale | 118,596,000 | 134,851,000 | 137,874,000 | 155,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 459,564,000 | 493,317,000 | 507,165,000 | 523,776,000 |
| Interest-bearing deposits | 243,083,000 | 277,218,000 | 292,387,000 | 315,120,000 |
| Noninterest-bearing deposits | 216,481,000 | 216,099,000 | 214,778,000 | 208,656,000 |
| Equity capital | 45,060,000 | 45,722,000 | 46,986,000 | 46,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,231,000 | 8,249,000 | 12,460,000 | 16,795,000 |
| Interest expense | 288,000 | 576,000 | 836,000 | 1,103,000 |
| Net interest income | 3,943,000 | 7,673,000 | 11,624,000 | 15,692,000 |
| Noninterest income | 1,720,000 | 3,550,000 | 5,408,000 | 7,349,000 |
| Noninterest expense | 3,862,000 | 7,658,000 | 11,517,000 | 15,788,000 |
| Provision for loan losses | 0 | 0 | 14,000 | 43,000 |
| Pretax income | 1,801,000 | 3,600,000 | 5,536,000 | 7,245,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,801,000 | 3,600,000 | 5,536,000 | 7,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,160,000 | 41,093,000 | 42,104,000 | 43,278,000 |
| Total capital | 42,970,000 | 44,229,000 | 45,257,000 | 46,473,000 |
| Risk-weighted assets | 224,296,000 | 250,707,000 | 252,108,000 | 255,467,000 |