Call reports 2020
BANK AND TRUST, SSB, THE — 2020
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 437,054,000 | 481,170,000 | 482,821,000 | 493,481,000 |
| Total loans | 290,835,000 | 306,260,000 | 302,890,000 | 293,709,000 |
| Allowance for loan losses | 1,977,000 | 2,126,000 | 2,281,000 | 3,347,000 |
| Securities available for sale | 78,418,000 | 78,741,000 | 72,435,000 | 69,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 366,976,000 | 418,029,000 | 418,988,000 | 431,174,000 |
| Interest-bearing deposits | 208,140,000 | 215,996,000 | 219,032,000 | 244,737,000 |
| Noninterest-bearing deposits | 158,836,000 | 202,033,000 | 199,956,000 | 186,437,000 |
| Equity capital | 41,590,000 | 45,577,000 | 45,978,000 | 45,111,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,181,000 | 9,135,000 | 13,169,000 | 16,445,000 |
| Interest expense | 364,000 | 710,000 | 1,013,000 | 1,306,000 |
| Net interest income | 3,817,000 | 8,425,000 | 12,156,000 | 15,139,000 |
| Noninterest income | 1,530,000 | 2,971,000 | 4,406,000 | 6,010,000 |
| Noninterest expense | 3,718,000 | 7,508,000 | 11,130,000 | 14,788,000 |
| Provision for loan losses | 110,000 | 255,000 | 414,000 | 1,482,000 |
| Pretax income | 1,519,000 | 3,633,000 | 5,018,000 | 4,879,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,519,000 | 3,633,000 | 5,018,000 | 4,879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,636,000 | 40,273,000 | 40,462,000 | 39,727,000 |
| Total capital | 41,613,000 | 42,399,000 | 42,743,000 | 42,640,000 |
| Risk-weighted assets | 241,875,000 | 218,172,000 | 223,172,000 | 232,632,000 |