Call reports 2019
BANK AND TRUST, SSB, THE — 2019
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 421,614,000 | 420,080,000 | 426,811,000 | 416,746,000 |
| Total loans | 285,439,000 | 285,456,000 | 288,482,000 | 289,390,000 |
| Allowance for loan losses | 1,973,000 | 1,976,000 | 2,079,000 | 1,886,000 |
| Securities available for sale | 92,172,000 | 90,370,000 | 85,713,000 | 82,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,901,000 | 361,612,000 | 367,354,000 | 359,977,000 |
| Interest-bearing deposits | 240,240,000 | 218,612,000 | 215,886,000 | 219,458,000 |
| Noninterest-bearing deposits | 139,661,000 | 143,000,000 | 151,468,000 | 140,519,000 |
| Equity capital | 39,907,000 | 41,486,000 | 42,254,000 | 42,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,189,000 | 8,461,000 | 12,755,000 | 17,051,000 |
| Interest expense | 268,000 | 613,000 | 1,000,000 | 1,396,000 |
| Net interest income | 3,921,000 | 7,848,000 | 11,755,000 | 15,655,000 |
| Noninterest income | 1,391,000 | 2,801,000 | 4,257,000 | 5,752,000 |
| Noninterest expense | 3,915,000 | 7,966,000 | 11,686,000 | 15,276,000 |
| Provision for loan losses | 1,000 | 1,000 | 130,000 | 189,000 |
| Pretax income | 1,396,000 | 2,682,000 | 4,196,000 | 5,942,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,396,000 | 2,682,000 | 4,196,000 | 5,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,598,000 | 38,646,000 | 38,897,000 | 39,378,000 |
| Total capital | 40,571,000 | 40,622,000 | 40,976,000 | 41,264,000 |
| Risk-weighted assets | 220,676,000 | 241,489,000 | 239,303,000 | 245,046,000 |