Call reports 2018
BANK AND TRUST, SSB, THE — 2018
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 431,795,000 | 410,423,000 | 410,636,000 | 412,654,000 |
| Total loans | 268,512,000 | 267,741,000 | 274,428,000 | 280,553,000 |
| Allowance for loan losses | 1,950,000 | 1,979,000 | 1,975,000 | 1,971,000 |
| Securities available for sale | 111,091,000 | 103,978,000 | 95,010,000 | 94,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 370,960,000 | 364,652,000 | 362,982,000 | 371,755,000 |
| Interest-bearing deposits | 244,949,000 | 237,166,000 | 222,487,000 | 239,051,000 |
| Noninterest-bearing deposits | 126,011,000 | 127,486,000 | 140,495,000 | 132,704,000 |
| Equity capital | 39,227,000 | 38,861,000 | 38,532,000 | 38,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,966,000 | 7,936,000 | 11,886,000 | 16,077,000 |
| Interest expense | 507,000 | 941,000 | 1,161,000 | 1,436,000 |
| Net interest income | 3,459,000 | 6,995,000 | 10,725,000 | 14,641,000 |
| Noninterest income | 1,545,000 | 3,068,000 | 4,636,000 | 5,959,000 |
| Noninterest expense | 4,131,000 | 7,938,000 | 11,770,000 | 16,881,000 |
| Provision for loan losses | 24,000 | 60,000 | 63,000 | 75,000 |
| Pretax income | 857,000 | 2,077,000 | 3,543,000 | 3,659,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 857,000 | 2,077,000 | 3,543,000 | 3,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,677,000 | 38,753,000 | 38,971,000 | 38,403,000 |
| Total capital | 40,627,000 | 40,732,000 | 40,946,000 | 40,374,000 |
| Risk-weighted assets | 207,830,000 | 204,674,000 | 209,388,000 | 214,153,000 |