Call reports 2017
BANK AND TRUST, SSB, THE — 2017
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 437,917,000 | 439,206,000 | 417,179,000 | 423,033,000 |
| Total loans | 241,854,000 | 250,190,000 | 252,287,000 | 266,607,000 |
| Allowance for loan losses | 1,936,000 | 1,936,000 | 1,936,000 | 1,927,000 |
| Securities available for sale | 151,638,000 | 152,362,000 | 124,212,000 | 117,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,849,000 | 367,138,000 | 352,660,000 | 359,232,000 |
| Interest-bearing deposits | 257,946,000 | 241,668,000 | 229,469,000 | 237,948,000 |
| Noninterest-bearing deposits | 117,903,000 | 125,470,000 | 123,191,000 | 121,284,000 |
| Equity capital | 40,397,000 | 42,395,000 | 42,443,000 | 40,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,815,000 | 7,722,000 | 11,676,000 | 15,627,000 |
| Interest expense | 496,000 | 994,000 | 1,493,000 | 1,997,000 |
| Net interest income | 3,319,000 | 6,728,000 | 10,183,000 | 13,630,000 |
| Noninterest income | 1,398,000 | 2,830,000 | 4,344,000 | 5,900,000 |
| Noninterest expense | 3,497,000 | 6,965,000 | 10,435,000 | 14,642,000 |
| Provision for loan losses | -96,000 | -91,000 | -88,000 | -83,000 |
| Pretax income | 1,323,000 | 2,723,000 | 4,241,000 | 5,029,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,323,000 | 2,723,000 | 4,241,000 | 5,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,530,000 | 38,715,000 | 39,000,000 | 38,819,000 |
| Total capital | 40,466,000 | 40,651,000 | 40,936,000 | 40,746,000 |
| Risk-weighted assets | 196,450,000 | 201,049,000 | 196,357,000 | 207,350,000 |