Call reports 2016
BANK AND TRUST, SSB, THE — 2016
What BANK AND TRUST, SSB, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 439,616,000 | 440,328,000 | 434,225,000 | 441,480,000 |
| Total loans | 234,927,000 | 233,992,000 | 234,909,000 | 239,379,000 |
| Allowance for loan losses | 2,007,000 | 2,050,000 | 2,037,000 | 2,033,000 |
| Securities available for sale | 149,157,000 | 164,813,000 | 158,868,000 | 152,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,471,000 | 374,556,000 | 368,374,000 | 378,232,000 |
| Interest-bearing deposits | 249,350,000 | 251,338,000 | 258,445,000 | 264,955,000 |
| Noninterest-bearing deposits | 125,121,000 | 123,218,000 | 109,929,000 | 113,277,000 |
| Equity capital | 42,574,000 | 43,344,000 | 43,159,000 | 40,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,862,000 | 7,654,000 | 11,463,000 | 15,237,000 |
| Interest expense | 503,000 | 1,007,000 | 1,513,000 | 2,015,000 |
| Net interest income | 3,359,000 | 6,647,000 | 9,950,000 | 13,222,000 |
| Noninterest income | 1,453,000 | 2,843,000 | 4,234,000 | 5,682,000 |
| Noninterest expense | 3,361,000 | 6,705,000 | 10,127,000 | 13,140,000 |
| Provision for loan losses | 191,000 | 231,000 | 236,000 | 244,000 |
| Pretax income | 1,260,000 | 2,554,000 | 3,843,000 | 5,542,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,260,000 | 2,554,000 | 3,843,000 | 5,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,750,000 | 37,871,000 | 37,951,000 | 38,378,000 |
| Total capital | 39,757,000 | 39,921,000 | 39,988,000 | 40,411,000 |
| Risk-weighted assets | 184,415,000 | 188,821,000 | 187,483,000 | 192,247,000 |