Call reports 2025
SOUTHSIDE BANK — 2025
What SOUTHSIDE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 8,338,856,000 | 8,334,715,000 | 8,375,996,000 | 8,508,720,000 |
| Total loans | 4,568,142,000 | 4,602,361,000 | 4,765,786,000 | 4,819,323,000 |
| Allowance for loan losses | 44,623,000 | 44,421,000 | 45,294,000 | 45,100,000 |
| Securities available for sale | 1,457,939,000 | 1,457,124,000 | 1,292,431,000 | 1,456,219,000 |
| Securities held to maturity | 1,278,394,000 | 1,272,961,000 | 1,263,456,000 | 1,247,502,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,621,941,000 | 6,638,026,000 | 7,066,908,000 | 6,942,818,000 |
| Interest-bearing deposits | 5,211,210,000 | 5,263,511,000 | 5,549,823,000 | 5,432,030,000 |
| Noninterest-bearing deposits | 1,410,731,000 | 1,374,515,000 | 1,517,085,000 | 1,510,788,000 |
| Equity capital | 933,574,000 | 948,449,000 | 1,025,626,000 | 1,064,248,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 100,257,000 | 198,790,000 | 300,655,000 | 402,953,000 |
| Interest expense | 44,490,000 | 86,836,000 | 129,670,000 | 169,748,000 |
| Net interest income | 55,767,000 | 111,954,000 | 170,985,000 | 233,205,000 |
| Noninterest income | 10,716,000 | 21,420,000 | 33,839,000 | 46,612,000 |
| Noninterest expense | 36,114,000 | 73,083,000 | 109,918,000 | 146,416,000 |
| Provision for loan losses | 42,000 | 692,000 | 2,409,000 | 3,003,000 |
| Pretax income | 29,136,000 | 58,452,000 | 67,631,000 | 98,247,000 |
| Income tax | 5,332,000 | 10,635,000 | 11,680,000 | 16,689,000 |
| Net income | 23,804,000 | 47,817,000 | 55,951,000 | 81,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 868,254,000 | 892,870,000 | 936,723,000 | 962,990,000 |
| Total capital | 916,723,000 | 941,110,000 | 985,208,000 | 1,011,270,000 |
| Risk-weighted assets | 5,573,466,000 | 5,607,011,000 | 5,732,301,000 | 5,780,042,000 |