Call reports 2020
SOUTHSIDE BANK — 2020
What SOUTHSIDE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 7,269,459,000 | 7,325,281,000 | 7,185,991,000 | 7,003,954,000 |
| Total loans | 3,602,832,000 | 3,855,963,000 | 3,798,661,000 | 3,661,474,000 |
| Allowance for loan losses | 53,638,000 | 59,868,000 | 55,110,000 | 49,006,000 |
| Securities available for sale | 2,813,024,000 | 2,679,521,000 | 2,633,519,000 | 2,587,305,000 |
| Securities held to maturity | 134,491,000 | 120,384,000 | 115,089,000 | 108,998,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,767,023,000 | 5,085,537,000 | 5,107,005,000 | 5,032,353,000 |
| Interest-bearing deposits | 3,673,415,000 | 3,672,365,000 | 3,739,798,000 | 3,577,507,000 |
| Noninterest-bearing deposits | 1,093,608,000 | 1,413,172,000 | 1,367,207,000 | 1,454,846,000 |
| Equity capital | 923,045,000 | 956,968,000 | 988,050,000 | 1,028,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 60,734,000 | 119,214,000 | 174,880,000 | 231,773,000 |
| Interest expense | 14,040,000 | 23,361,000 | 30,647,000 | 36,433,000 |
| Net interest income | 46,694,000 | 95,853,000 | 144,233,000 | 195,340,000 |
| Noninterest income | 9,868,000 | 19,211,000 | 29,230,000 | 40,046,000 |
| Noninterest expense | 30,848,000 | 58,619,000 | 88,059,000 | 118,863,000 |
| Provision for loan losses | 24,082,000 | 30,422,000 | 26,021,000 | 20,110,000 |
| Pretax income | 7,272,000 | 34,376,000 | 67,814,000 | 104,803,000 |
| Income tax | 1,075,000 | 4,460,000 | 8,785,000 | 13,711,000 |
| Net income | 6,197,000 | 29,916,000 | 59,029,000 | 91,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 697,153,000 | 723,759,000 | 751,172,000 | 768,200,000 |
| Total capital | 741,530,000 | 772,232,000 | 795,979,000 | 808,675,000 |
| Risk-weighted assets | 4,432,815,000 | 4,254,856,000 | 4,213,336,000 | 4,173,361,000 |