Call reports 2016
SOUTHSIDE BANK — 2016
What SOUTHSIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 5,014,565,000 | 5,028,165,000 | 5,458,782,000 | 5,559,098,000 |
| Total loans | 2,448,202,000 | 2,390,204,000 | 2,488,942,000 | 2,564,178,000 |
| Allowance for loan losses | 21,799,000 | 14,908,000 | 15,993,000 | 17,911,000 |
| Securities available for sale | 1,332,381,000 | 1,416,335,000 | 1,622,128,000 | 1,479,600,000 |
| Securities held to maturity | 784,579,000 | 784,925,000 | 775,682,000 | 937,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,623,518,000 | 3,574,519,000 | 3,606,996,000 | 3,576,890,000 |
| Interest-bearing deposits | 2,920,673,000 | 2,890,418,000 | 2,834,117,000 | 2,829,063,000 |
| Noninterest-bearing deposits | 702,845,000 | 684,101,000 | 772,879,000 | 747,827,000 |
| Equity capital | 504,071,000 | 520,133,000 | 597,376,000 | 625,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 43,000,000 | 84,076,000 | 125,196,000 | 168,862,000 |
| Interest expense | 5,991,000 | 12,285,000 | 18,869,000 | 26,014,000 |
| Net interest income | 37,009,000 | 71,791,000 | 106,327,000 | 142,848,000 |
| Noninterest income | 9,004,000 | 17,650,000 | 26,546,000 | 35,929,000 |
| Noninterest expense | 28,432,000 | 53,428,000 | 80,073,000 | 105,229,000 |
| Provision for loan losses | 2,316,000 | 6,084,000 | 7,715,000 | 9,780,000 |
| Pretax income | 17,706,000 | 33,098,000 | 50,597,000 | 66,604,000 |
| Income tax | 3,399,000 | 6,600,000 | 10,003,000 | 12,751,000 |
| Net income | 14,307,000 | 26,498,000 | 40,594,000 | 53,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 410,256,000 | 417,449,000 | 503,777,000 | 566,423,000 |
| Total capital | 433,320,000 | 433,561,000 | 521,191,000 | 585,781,000 |
| Risk-weighted assets | 2,922,223,000 | 2,940,920,000 | 3,090,798,000 | 3,149,637,000 |