Call reports 2015
SOUTHSIDE BANK — 2015
What SOUTHSIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 4,722,980,000 | 4,848,443,000 | 4,831,995,000 | 5,155,522,000 |
| Total loans | 2,178,710,000 | 2,187,294,000 | 2,244,029,000 | 2,435,564,000 |
| Allowance for loan losses | 16,926,000 | 16,822,000 | 18,402,000 | 19,736,000 |
| Securities available for sale | 1,433,875,000 | 1,465,821,000 | 1,374,995,000 | 1,460,492,000 |
| Securities held to maturity | 637,536,000 | 743,881,000 | 771,914,000 | 784,296,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,505,078,000 | 3,475,676,000 | 3,332,916,000 | 3,457,188,000 |
| Interest-bearing deposits | 2,815,218,000 | 2,752,717,000 | 2,646,259,000 | 2,782,937,000 |
| Noninterest-bearing deposits | 689,860,000 | 722,959,000 | 686,657,000 | 674,251,000 |
| Equity capital | 474,241,000 | 477,188,000 | 493,856,000 | 494,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 38,596,000 | 76,335,000 | 114,536,000 | 154,488,000 |
| Interest expense | 4,462,000 | 8,947,000 | 13,506,000 | 18,399,000 |
| Net interest income | 34,134,000 | 67,388,000 | 101,030,000 | 136,089,000 |
| Noninterest income | 8,161,000 | 16,622,000 | 25,032,000 | 33,226,000 |
| Noninterest expense | 28,570,000 | 55,962,000 | 81,800,000 | 108,752,000 |
| Provision for loan losses | 3,848,000 | 4,116,000 | 6,392,000 | 8,343,000 |
| Pretax income | 12,353,000 | 26,513,000 | 41,326,000 | 55,880,000 |
| Income tax | 2,278,000 | 4,605,000 | 6,954,000 | 8,890,000 |
| Net income | 10,075,000 | 21,908,000 | 34,372,000 | 46,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 393,168,000 | 400,073,000 | 407,774,000 | 416,378,000 |
| Total capital | 410,811,000 | 417,659,000 | 426,944,000 | 436,971,000 |
| Risk-weighted assets | 2,471,623,000 | 2,542,778,000 | 2,633,160,000 | 2,898,805,000 |