Call reports 2023
WESTERN BANK OF CLOVIS — 2023
What WESTERN BANK OF CLOVIS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 |
|---|---|
| Total assets | 67,059,000 |
| Total loans | 52,863,000 |
| Allowance for loan losses | 692,000 |
| Securities available for sale | 0 |
| Securities held to maturity | 9,807,000 |
| Trading assets | 0 |
| Total deposits | 42,557,000 |
| Interest-bearing deposits | 28,126,000 |
| Noninterest-bearing deposits | 14,431,000 |
| Equity capital | 10,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 |
|---|---|
| Interest income | 786,000 |
| Interest expense | 111,000 |
| Net interest income | 675,000 |
| Noninterest income | 24,000 |
| Noninterest expense | 440,000 |
| Provision for loan losses | 0 |
| Pretax income | 259,000 |
| Income tax | 53,000 |
| Net income | 206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 |
|---|---|
| Tier 1 capital | 10,208,000 |
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