Call reports 2013
WESTERN BANK OF CLOVIS — 2013
What WESTERN BANK OF CLOVIS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,127,000 | 51,781,000 | 53,441,000 | 51,698,000 |
| Total loans | 31,174,000 | 28,499,000 | 31,109,000 | 30,284,000 |
| Allowance for loan losses | 584,000 | 584,000 | 571,000 | 571,000 |
| Securities available for sale | 30,000 | 22,000 | 21,000 | 20,000 |
| Securities held to maturity | 16,362,000 | 15,787,000 | 15,374,000 | 15,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,516,000 | 37,330,000 | 39,132,000 | 37,893,000 |
| Interest-bearing deposits | 31,592,000 | 31,065,000 | 31,782,000 | 31,288,000 |
| Noninterest-bearing deposits | 5,924,000 | 6,265,000 | 7,350,000 | 6,605,000 |
| Equity capital | 6,823,000 | 6,945,000 | 7,034,000 | 6,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 669,000 | 1,338,000 | 2,030,000 | 2,665,000 |
| Interest expense | 81,000 | 161,000 | 238,000 | 312,000 |
| Net interest income | 588,000 | 1,177,000 | 1,792,000 | 2,353,000 |
| Noninterest income | 24,000 | 48,000 | 72,000 | 101,000 |
| Noninterest expense | 441,000 | 872,000 | 1,332,000 | 1,819,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 171,000 | 353,000 | 532,000 | 635,000 |
| Income tax | 67,000 | 102,000 | 172,000 | 205,000 |
| Net income | 104,000 | 251,000 | 360,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,823,000 | 6,945,000 | 7,034,000 | 6,786,000 |
| Total capital | 7,307,000 | 7,433,000 | 7,546,000 | 7,280,000 |
| Risk-weighted assets | 38,641,000 | 38,964,000 | 41,174,000 | 39,626,000 |
Machine access — free, no API key
Every figure shown here about WESTERN BANK OF CLOVIS — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.