Call reports 2023
INTEGRITY BANK PLUS — 2023
What INTEGRITY BANK PLUS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 89,089,000 | 86,168,000 | 84,786,000 | 89,508,000 |
| Total loans | 56,117,000 | 58,403,000 | 62,124,000 | 66,661,000 |
| Allowance for loan losses | 1,073,000 | 1,060,000 | 1,070,000 | 1,069,000 |
| Securities available for sale | 18,921,000 | 18,429,000 | 17,456,000 | 17,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,646,000 | 78,770,000 | 75,848,000 | 74,100,000 |
| Interest-bearing deposits | 53,652,000 | 52,737,000 | 51,733,000 | 52,222,000 |
| Noninterest-bearing deposits | 27,994,000 | 26,033,000 | 24,115,000 | 21,878,000 |
| Equity capital | 6,540,000 | 6,408,000 | 6,305,000 | 7,112,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,045,000 | 3,325,000 | 4,480,000 |
| Interest expense | 110,000 | 248,000 | 439,000 | 689,000 |
| Net interest income | 912,000 | 1,797,000 | 2,886,000 | 3,791,000 |
| Noninterest income | 24,000 | 40,000 | 65,000 | 89,000 |
| Noninterest expense | 514,000 | 1,025,000 | 1,508,000 | 2,465,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 280,000 | 670,000 | 1,301,000 | 1,273,000 |
| Income tax | 2,000 | 43,000 | 63,000 | 83,000 |
| Net income | 278,000 | 627,000 | 1,238,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,315,000 | 8,360,000 | 8,917,000 | 8,705,000 |
| Total capital | 9,093,000 | 9,144,000 | 9,741,000 | 9,575,000 |
| Risk-weighted assets | 61,977,000 | 62,491,000 | 65,681,000 | 69,400,000 |