Call reports 2022
INTEGRITY BANK PLUS — 2022
What INTEGRITY BANK PLUS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 88,575,000 | 90,863,000 | 87,944,000 | 87,729,000 |
| Total loans | 51,691,000 | 55,604,000 | 57,240,000 | 61,244,000 |
| Allowance for loan losses | 1,075,000 | 1,076,000 | 1,071,000 | 1,071,000 |
| Securities available for sale | 23,655,000 | 20,911,000 | 20,816,000 | 21,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,058,000 | 83,607,000 | 81,578,000 | 76,873,000 |
| Interest-bearing deposits | 53,260,000 | 54,182,000 | 54,997,000 | 52,260,000 |
| Noninterest-bearing deposits | 27,798,000 | 29,425,000 | 26,581,000 | 24,613,000 |
| Equity capital | 6,664,000 | 6,352,000 | 5,401,000 | 5,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 693,000 | 1,482,000 | 2,323,000 | 3,303,000 |
| Interest expense | 33,000 | 62,000 | 105,000 | 199,000 |
| Net interest income | 660,000 | 1,420,000 | 2,218,000 | 3,104,000 |
| Noninterest income | 24,000 | 224,000 | 290,000 | 316,000 |
| Noninterest expense | 490,000 | 975,000 | 1,457,000 | 2,259,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 194,000 | 649,000 | 1,031,000 | 1,141,000 |
| Income tax | 0 | 0 | 0 | 52,000 |
| Net income | 194,000 | 649,000 | 1,031,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,766,000 | 8,185,000 | 8,280,000 | 8,093,000 |
| Total capital | 8,503,000 | 8,968,000 | 9,074,000 | 8,948,000 |
| Risk-weighted assets | 58,675,000 | 62,415,000 | 63,265,000 | 68,190,000 |