Call reports 2020
INTEGRITY BANK PLUS — 2020
What INTEGRITY BANK PLUS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 66,214,000 | 73,514,000 | 72,036,000 | 75,755,000 |
| Total loans | 46,161,000 | 49,786,000 | 50,751,000 | 49,201,000 |
| Allowance for loan losses | 1,077,000 | 1,076,000 | 1,071,000 | 1,072,000 |
| Securities available for sale | 12,741,000 | 12,248,000 | 15,100,000 | 16,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,350,000 | 63,642,000 | 62,878,000 | 66,571,000 |
| Interest-bearing deposits | 42,339,000 | 44,638,000 | 46,351,000 | 46,529,000 |
| Noninterest-bearing deposits | 15,011,000 | 19,004,000 | 16,527,000 | 20,042,000 |
| Equity capital | 7,994,000 | 8,191,000 | 8,228,000 | 8,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,576,000 | 2,291,000 | 2,983,000 |
| Interest expense | 111,000 | 203,000 | 289,000 | 362,000 |
| Net interest income | 688,000 | 1,373,000 | 2,002,000 | 2,621,000 |
| Noninterest income | 30,000 | 48,000 | 72,000 | 76,000 |
| Noninterest expense | 517,000 | 993,000 | 1,473,000 | 1,987,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 201,000 | 428,000 | 601,000 | 709,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 201,000 | 428,000 | 600,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,338,000 | 7,434,000 | 7,475,000 | 7,583,000 |
| Total capital | 7,915,000 | 8,054,000 | 8,108,000 | 8,234,000 |
| Risk-weighted assets | 45,716,000 | 49,163,000 | 50,208,000 | 51,725,000 |