Call reports 2019
INTEGRITY BANK PLUS — 2019
What INTEGRITY BANK PLUS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 59,098,000 | 59,265,000 | 63,569,000 | 66,377,000 |
| Total loans | 43,719,000 | 45,433,000 | 43,928,000 | 42,976,000 |
| Allowance for loan losses | 1,101,000 | 1,101,000 | 1,102,000 | 1,077,000 |
| Securities available for sale | 11,479,000 | 10,689,000 | 9,833,000 | 9,482,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,858,000 | 50,404,000 | 55,236,000 | 57,986,000 |
| Interest-bearing deposits | 36,227,000 | 36,588,000 | 40,965,000 | 41,814,000 |
| Noninterest-bearing deposits | 14,631,000 | 13,816,000 | 14,271,000 | 16,172,000 |
| Equity capital | 7,677,000 | 7,489,000 | 7,655,000 | 7,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 737,000 | 1,493,000 | 2,240,000 | 3,035,000 |
| Interest expense | 72,000 | 162,000 | 258,000 | 372,000 |
| Net interest income | 665,000 | 1,331,000 | 1,982,000 | 2,663,000 |
| Noninterest income | 20,000 | 41,000 | 67,000 | 4,000 |
| Noninterest expense | 444,000 | 879,000 | 1,343,000 | 1,893,000 |
| Provision for loan losses | 0 | 0 | 0 | -250,000 |
| Pretax income | 241,000 | 493,000 | 706,000 | 1,024,000 |
| Income tax | 1,000 | 1,000 | 1,000 | 1,000 |
| Net income | 240,000 | 492,000 | 705,000 | 1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,349,000 | 7,040,000 | 7,192,000 | 7,268,000 |
| Total capital | 7,898,000 | 7,603,000 | 7,749,000 | 7,810,000 |
| Risk-weighted assets | 43,434,000 | 44,524,000 | 44,035,000 | 42,904,000 |