Call reports 2018
INTEGRITY BANK PLUS — 2018
What INTEGRITY BANK PLUS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,901,000 | 59,532,000 | 59,953,000 | 60,880,000 |
| Total loans | 39,446,000 | 42,806,000 | 43,837,000 | 42,825,000 |
| Allowance for loan losses | 623,000 | 985,000 | 974,000 | 1,001,000 |
| Securities available for sale | 16,046,000 | 14,555,000 | 12,984,000 | 11,649,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,234,000 | 47,913,000 | 45,572,000 | 49,853,000 |
| Interest-bearing deposits | 33,836,000 | 33,390,000 | 32,125,000 | 34,099,000 |
| Noninterest-bearing deposits | 14,398,000 | 14,523,000 | 13,447,000 | 15,754,000 |
| Equity capital | 6,947,000 | 7,113,000 | 7,288,000 | 7,311,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,396,000 | 2,115,000 | 2,835,000 |
| Interest expense | 47,000 | 110,000 | 186,000 | 267,000 |
| Net interest income | 621,000 | 1,286,000 | 1,929,000 | 2,568,000 |
| Noninterest income | 19,000 | 33,000 | 53,000 | 70,000 |
| Noninterest expense | 495,000 | 969,000 | 1,381,000 | 1,869,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 130,000 | 317,000 | 552,000 | 692,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 130,000 | 317,000 | 552,000 | 692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,889,000 | 7,076,000 | 7,310,000 | 7,169,000 |
| Total capital | 7,407,000 | 7,620,000 | 7,860,000 | 7,715,000 |
| Risk-weighted assets | 41,362,000 | 43,146,000 | 43,641,000 | 43,299,000 |