Call reports 2016
INTEGRITY BANK PLUS — 2016
What INTEGRITY BANK PLUS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 58,153,000 | 57,141,000 | 55,471,000 | 57,556,000 |
| Total loans | 48,603,000 | 46,090,000 | 45,101,000 | 43,463,000 |
| Allowance for loan losses | 1,043,000 | 1,078,000 | 1,414,000 | 945,000 |
| Securities available for sale | 5,931,000 | 5,977,000 | 5,955,000 | 6,810,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,259,000 | 46,190,000 | 45,290,000 | 47,343,000 |
| Interest-bearing deposits | 34,816,000 | 34,559,000 | 33,361,000 | 34,010,000 |
| Noninterest-bearing deposits | 12,443,000 | 11,631,000 | 11,929,000 | 13,333,000 |
| Equity capital | 6,766,000 | 6,781,000 | 6,970,000 | 7,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 782,000 | 1,504,000 | 2,495,000 | 3,215,000 |
| Interest expense | 45,000 | 95,000 | 140,000 | 186,000 |
| Net interest income | 737,000 | 1,409,000 | 2,355,000 | 3,029,000 |
| Noninterest income | 28,000 | 49,000 | 65,000 | 80,000 |
| Noninterest expense | 517,000 | 1,108,000 | 1,633,000 | 2,059,000 |
| Provision for loan losses | 30,000 | 60,000 | 290,000 | 320,000 |
| Pretax income | 218,000 | 290,000 | 497,000 | 730,000 |
| Income tax | 1,000 | 0 | 1,000 | 1,000 |
| Net income | 217,000 | 290,000 | 496,000 | 729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,313,000 | 6,300,000 | 6,506,000 | 6,739,000 |
| Total capital | 6,897,000 | 6,864,000 | 7,042,000 | 7,279,000 |
| Risk-weighted assets | 46,339,000 | 44,677,000 | 42,079,000 | 42,848,000 |