Call reports 2025
FIRST STATE BANK — 2025
What FIRST STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 729,245,000 | 717,034,000 | 739,285,000 | 762,558,000 |
| Total loans | 489,158,000 | 495,120,000 | 498,487,000 | 490,122,000 |
| Allowance for loan losses | 6,154,000 | 6,226,000 | 6,278,000 | 6,331,000 |
| Securities available for sale | 163,583,000 | 149,554,000 | 171,217,000 | 198,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 649,464,000 | 634,812,000 | 652,162,000 | 673,523,000 |
| Interest-bearing deposits | 397,068,000 | 385,697,000 | 399,922,000 | 423,000,000 |
| Noninterest-bearing deposits | 252,396,000 | 249,115,000 | 252,240,000 | 250,523,000 |
| Equity capital | 72,753,000 | 74,642,000 | 78,808,000 | 80,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,940,000 | 18,165,000 | 27,750,000 | 37,901,000 |
| Interest expense | 2,118,000 | 4,121,000 | 6,162,000 | 8,121,000 |
| Net interest income | 6,822,000 | 14,044,000 | 21,588,000 | 29,780,000 |
| Noninterest income | 1,200,000 | 2,441,000 | 3,719,000 | 5,150,000 |
| Noninterest expense | 4,885,000 | 10,034,000 | 15,148,000 | 20,570,000 |
| Provision for loan losses | 0 | 89,000 | 177,000 | 265,000 |
| Pretax income | 3,107,000 | 6,332,000 | 9,952,000 | 14,065,000 |
| Income tax | 646,000 | 1,332,000 | 2,078,000 | 2,940,000 |
| Net income | 2,461,000 | 5,000,000 | 7,874,000 | 11,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,954,000 | 79,893,000 | 82,768,000 | 84,303,000 |