Call reports 2024
FIRST STATE BANK — 2024
What FIRST STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 737,051,000 | 721,473,000 | 700,781,000 | 706,034,000 |
| Total loans | 485,755,000 | 495,814,000 | 482,204,000 | 482,072,000 |
| Allowance for loan losses | 5,764,000 | 6,377,000 | 6,330,000 | 6,132,000 |
| Securities available for sale | 168,716,000 | 168,206,000 | 162,373,000 | 146,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,331,000 | 625,442,000 | 608,904,000 | 629,674,000 |
| Interest-bearing deposits | 394,330,000 | 386,710,000 | 371,082,000 | 396,160,000 |
| Noninterest-bearing deposits | 238,001,000 | 238,732,000 | 237,822,000 | 233,514,000 |
| Equity capital | 62,242,000 | 63,526,000 | 68,887,000 | 68,740,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,208,000 | 17,935,000 | 26,464,000 | 35,307,000 |
| Interest expense | 2,683,000 | 5,305,000 | 7,683,000 | 9,849,000 |
| Net interest income | 5,525,000 | 12,630,000 | 18,781,000 | 25,458,000 |
| Noninterest income | 1,320,000 | 2,599,000 | 3,880,000 | 5,325,000 |
| Noninterest expense | 4,687,000 | 9,431,000 | 14,286,000 | 19,479,000 |
| Provision for loan losses | 0 | 0 | 0 | -145,000 |
| Pretax income | 2,158,000 | 5,798,000 | 8,375,000 | 11,304,000 |
| Income tax | 451,000 | 1,213,000 | 1,755,000 | 2,407,000 |
| Net income | 1,707,000 | 4,585,000 | 6,620,000 | 8,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,715,000 | 74,194,000 | 76,228,000 | 76,790,000 |