Call reports 2023
FIRST STATE BANK — 2023
What FIRST STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 730,423,000 | 712,083,000 | 698,667,000 | 720,738,000 |
| Total loans | 443,330,000 | 447,186,000 | 446,400,000 | 474,294,000 |
| Allowance for loan losses | 6,393,000 | 6,373,000 | 6,355,000 | 5,822,000 |
| Securities available for sale | 211,066,000 | 191,176,000 | 189,761,000 | 179,387,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 672,180,000 | 632,497,000 | 601,708,000 | 619,484,000 |
| Interest-bearing deposits | 405,037,000 | 369,216,000 | 350,482,000 | 383,133,000 |
| Noninterest-bearing deposits | 267,143,000 | 263,281,000 | 251,226,000 | 236,351,000 |
| Equity capital | 53,035,000 | 53,919,000 | 55,163,000 | 59,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,790,000 | 13,977,000 | 21,157,000 | 28,870,000 |
| Interest expense | 1,539,000 | 3,389,000 | 5,450,000 | 7,778,000 |
| Net interest income | 5,251,000 | 10,588,000 | 15,707,000 | 21,092,000 |
| Noninterest income | 1,277,000 | 2,620,000 | 3,975,000 | 5,523,000 |
| Noninterest expense | 4,226,000 | 8,671,000 | 13,104,000 | 17,615,000 |
| Provision for loan losses | 33,000 | 34,000 | 34,000 | 34,000 |
| Pretax income | 2,269,000 | 4,503,000 | 6,544,000 | 8,966,000 |
| Income tax | 476,000 | 941,000 | 1,370,000 | 1,852,000 |
| Net income | 1,793,000 | 3,562,000 | 5,174,000 | 7,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,998,000 | 69,567,000 | 71,179,000 | 71,304,000 |