Call reports 2020
FIRST STATE BANK — 2020
What FIRST STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 485,939,000 | 525,701,000 | 532,880,000 | 563,903,000 |
| Total loans | 299,024,000 | 320,044,000 | 319,155,000 | 320,888,000 |
| Allowance for loan losses | 4,434,000 | 4,908,000 | 4,958,000 | 4,972,000 |
| Securities available for sale | 116,993,000 | 106,929,000 | 141,384,000 | 138,045,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 425,643,000 | 464,063,000 | 469,266,000 | 500,305,000 |
| Interest-bearing deposits | 267,166,000 | 272,677,000 | 272,673,000 | 295,827,000 |
| Noninterest-bearing deposits | 158,477,000 | 191,386,000 | 196,593,000 | 204,478,000 |
| Equity capital | 56,845,000 | 57,152,000 | 58,768,000 | 58,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,869,000 | 10,002,000 | 14,666,000 | 19,546,000 |
| Interest expense | 464,000 | 811,000 | 1,095,000 | 1,350,000 |
| Net interest income | 4,405,000 | 9,191,000 | 13,571,000 | 18,196,000 |
| Noninterest income | 1,061,000 | 2,001,000 | 3,038,000 | 4,323,000 |
| Noninterest expense | 3,397,000 | 6,844,000 | 10,389,000 | 13,712,000 |
| Provision for loan losses | 180,000 | 665,000 | 740,000 | 770,000 |
| Pretax income | 1,889,000 | 3,683,000 | 5,480,000 | 8,037,000 |
| Income tax | 390,000 | 765,000 | 1,122,000 | 1,692,000 |
| Net income | 1,499,000 | 2,918,000 | 4,358,000 | 6,345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,700,000 | 56,018,000 | 57,458,000 | 57,733,000 |
| Total capital | 59,083,000 | — | — | — |
| Risk-weighted assets | 269,617,000 | — | — | — |