Call reports 2019
FIRST STATE BANK — 2019
What FIRST STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 481,231,000 | 477,461,000 | 460,317,000 | 466,978,000 |
| Total loans | 296,163,000 | 298,116,000 | 298,113,000 | 302,770,000 |
| Allowance for loan losses | 4,698,000 | 4,072,000 | 4,131,000 | 4,192,000 |
| Securities available for sale | 130,673,000 | 130,221,000 | 106,627,000 | 126,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 427,651,000 | 421,880,000 | 402,492,000 | 409,038,000 |
| Interest-bearing deposits | 278,854,000 | 272,008,000 | 250,009,000 | 260,792,000 |
| Noninterest-bearing deposits | 148,797,000 | 149,872,000 | 152,483,000 | 148,246,000 |
| Equity capital | 50,574,000 | 52,180,000 | 54,119,000 | 54,315,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,934,000 | 9,807,000 | 14,712,000 | 19,553,000 |
| Interest expense | 731,000 | 1,380,000 | 1,959,000 | 2,450,000 |
| Net interest income | 4,203,000 | 8,427,000 | 12,753,000 | 17,103,000 |
| Noninterest income | 1,060,000 | 2,185,000 | 3,386,000 | 4,579,000 |
| Noninterest expense | 3,229,000 | 6,566,000 | 9,810,000 | 13,156,000 |
| Provision for loan losses | 1,440,000 | 1,530,000 | 1,620,000 | 1,710,000 |
| Pretax income | 594,000 | 2,516,000 | 4,709,000 | 6,816,000 |
| Income tax | 104,000 | 480,000 | 931,000 | 1,364,000 |
| Net income | 490,000 | 2,036,000 | 3,778,000 | 5,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,850,000 | 52,296,000 | 54,037,000 | 54,199,000 |
| Total capital | 55,283,000 | 55,725,000 | 57,455,000 | 57,638,000 |
| Risk-weighted assets | 273,420,000 | 273,542,000 | 272,617,000 | 274,426,000 |