Call reports 2018
FIRST STATE BANK — 2018
What FIRST STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 478,225,000 | 475,017,000 | 466,607,000 | 470,734,000 |
| Total loans | 280,958,000 | 281,420,000 | 279,721,000 | 286,937,000 |
| Allowance for loan losses | 3,173,000 | 3,205,000 | 3,222,000 | 3,285,000 |
| Securities available for sale | 163,610,000 | 156,944,000 | 148,767,000 | 149,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 428,169,000 | 424,640,000 | 414,474,000 | 418,029,000 |
| Interest-bearing deposits | 286,958,000 | 278,538,000 | 267,334,000 | 272,165,000 |
| Noninterest-bearing deposits | 141,211,000 | 146,102,000 | 147,140,000 | 145,864,000 |
| Equity capital | 47,395,000 | 47,362,000 | 48,766,000 | 49,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,573,000 | 9,138,000 | 13,790,000 | 18,492,000 |
| Interest expense | 460,000 | 931,000 | 1,451,000 | 2,023,000 |
| Net interest income | 4,113,000 | 8,207,000 | 12,339,000 | 16,469,000 |
| Noninterest income | 1,054,000 | 2,138,000 | 3,275,000 | 4,451,000 |
| Noninterest expense | 3,071,000 | 6,281,000 | 9,421,000 | 12,712,000 |
| Provision for loan losses | 125,000 | 250,000 | 374,000 | 499,000 |
| Pretax income | 1,971,000 | 3,814,000 | 5,819,000 | 7,709,000 |
| Income tax | 380,000 | 730,000 | 1,129,000 | 1,482,000 |
| Net income | 1,591,000 | 3,084,000 | 4,690,000 | 6,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,374,000 | 49,766,000 | 51,372,000 | 51,360,000 |
| Total capital | 52,547,000 | 52,971,000 | 54,594,000 | 54,645,000 |
| Risk-weighted assets | 263,458,000 | 263,709,000 | 259,981,000 | 265,645,000 |