Call reports 2016
FIRST STATE BANK — 2016
What FIRST STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 409,576,000 | 418,931,000 | 422,491,000 | 426,482,000 |
| Total loans | 241,894,000 | 243,521,000 | 243,451,000 | 253,846,000 |
| Allowance for loan losses | 3,129,000 | 3,239,000 | 3,212,000 | 2,983,000 |
| Securities available for sale | 109,358,000 | 119,681,000 | 126,045,000 | 142,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,782,000 | 370,769,000 | 372,766,000 | 378,804,000 |
| Interest-bearing deposits | 238,063,000 | 247,595,000 | 244,046,000 | 250,966,000 |
| Noninterest-bearing deposits | 123,719,000 | 123,174,000 | 128,720,000 | 127,838,000 |
| Equity capital | 45,227,000 | 45,501,000 | 46,683,000 | 44,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,948,000 | 7,964,000 | 11,991,000 | 16,037,000 |
| Interest expense | 174,000 | 377,000 | 584,000 | 800,000 |
| Net interest income | 3,774,000 | 7,587,000 | 11,407,000 | 15,237,000 |
| Noninterest income | 939,000 | 1,881,000 | 2,831,000 | 3,692,000 |
| Noninterest expense | 2,841,000 | 5,815,000 | 8,816,000 | 11,460,000 |
| Provision for loan losses | 107,000 | 213,000 | 243,000 | 273,000 |
| Pretax income | 1,765,000 | 3,440,000 | 5,179,000 | 7,196,000 |
| Income tax | 520,000 | 989,000 | 1,499,000 | 2,095,000 |
| Net income | 1,245,000 | 2,451,000 | 3,680,000 | 5,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,243,000 | 44,305,000 | 45,533,000 | 45,744,000 |
| Total capital | 47,302,000 | 47,173,000 | 48,413,000 | 48,727,000 |
| Risk-weighted assets | 244,705,000 | 229,132,000 | 230,096,000 | 239,969,000 |