Call reports 2015
FIRST STATE BANK — 2015
What FIRST STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 399,913,000 | 391,370,000 | 387,267,000 | 402,970,000 |
| Total loans | 235,479,000 | 239,885,000 | 243,519,000 | 246,899,000 |
| Allowance for loan losses | 3,202,000 | 3,168,000 | 3,165,000 | 3,050,000 |
| Securities available for sale | 105,197,000 | 113,064,000 | 84,561,000 | 94,246,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 355,379,000 | 346,935,000 | 340,645,000 | 356,904,000 |
| Interest-bearing deposits | 239,771,000 | 230,941,000 | 222,888,000 | 235,297,000 |
| Noninterest-bearing deposits | 115,608,000 | 115,994,000 | 117,757,000 | 121,607,000 |
| Equity capital | 42,122,000 | 42,044,000 | 43,865,000 | 43,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,847,000 | 7,850,000 | 11,902,000 | 15,889,000 |
| Interest expense | 146,000 | 293,000 | 438,000 | 587,000 |
| Net interest income | 3,701,000 | 7,557,000 | 11,464,000 | 15,302,000 |
| Noninterest income | 922,000 | 1,842,000 | 2,815,000 | 3,812,000 |
| Noninterest expense | 2,690,000 | 5,489,000 | 8,221,000 | 11,087,000 |
| Provision for loan losses | 107,000 | 178,000 | 248,000 | 355,000 |
| Pretax income | 1,826,000 | 3,732,000 | 5,810,000 | 7,672,000 |
| Income tax | 558,000 | 1,141,000 | 1,750,000 | 2,299,000 |
| Net income | 1,268,000 | 2,591,000 | 4,060,000 | 5,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,405,000 | 41,628,000 | 43,098,000 | 42,998,000 |
| Total capital | 44,202,000 | 44,401,000 | 45,869,000 | 45,887,000 |
| Risk-weighted assets | 223,319,000 | 221,463,000 | 221,309,000 | 231,074,000 |