Call reports 2014
FIRST STATE BANK — 2014
What FIRST STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 376,211,000 | 369,085,000 | 376,507,000 | 380,522,000 |
| Total loans | 217,179,000 | 222,650,000 | 225,517,000 | 229,760,000 |
| Allowance for loan losses | 3,137,000 | 3,172,000 | 3,192,000 | 3,103,000 |
| Securities available for sale | 77,854,000 | 85,851,000 | 93,522,000 | 85,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,155,000 | 327,936,000 | 333,665,000 | 337,399,000 |
| Interest-bearing deposits | 230,943,000 | 222,325,000 | 223,542,000 | 229,037,000 |
| Noninterest-bearing deposits | 104,212,000 | 105,611,000 | 110,123,000 | 108,362,000 |
| Equity capital | 38,862,000 | 38,937,000 | 40,226,000 | 40,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,545,000 | 7,186,000 | 10,979,000 | 14,802,000 |
| Interest expense | 156,000 | 306,000 | 457,000 | 606,000 |
| Net interest income | 3,389,000 | 6,880,000 | 10,522,000 | 14,196,000 |
| Noninterest income | 989,000 | 1,943,000 | 2,931,000 | 3,852,000 |
| Noninterest expense | 2,676,000 | 5,408,000 | 8,160,000 | 10,708,000 |
| Provision for loan losses | 80,000 | 160,000 | 239,000 | 265,000 |
| Pretax income | 1,622,000 | 3,255,000 | 5,054,000 | 7,075,000 |
| Income tax | 538,000 | 1,074,000 | 1,680,000 | 2,313,000 |
| Net income | 1,084,000 | 2,181,000 | 3,374,000 | 4,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,771,000 | 38,868,000 | 40,060,000 | 40,137,000 |
| Total capital | 41,415,000 | 41,516,000 | 42,719,000 | 42,859,000 |
| Risk-weighted assets | 211,022,000 | 211,303,000 | 212,185,000 | 217,418,000 |