Call reports 2025
LEADER BANK, NATIONAL ASSOCIATION — 2025
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,904,733,000 | 5,112,342,000 | 5,081,603,000 | 5,031,931,000 |
| Total loans | 3,867,557,000 | 3,977,623,000 | 4,092,872,000 | 4,145,103,000 |
| Allowance for loan losses | 35,871,000 | 37,148,000 | 41,504,000 | 41,703,000 |
| Securities available for sale | 251,896,000 | 255,989,000 | 258,837,000 | 261,016,000 |
| Securities held to maturity | 56,740,000 | 46,671,000 | 41,600,000 | 41,534,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,995,119,000 | 4,146,165,000 | 4,160,451,000 | 3,914,875,000 |
| Interest-bearing deposits | 3,468,131,000 | 3,604,015,000 | 3,633,033,000 | 3,436,611,000 |
| Noninterest-bearing deposits | 526,988,000 | 542,150,000 | 527,418,000 | 478,264,000 |
| Equity capital | 508,748,000 | 518,301,000 | 530,422,000 | 539,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 55,708,000 | 116,804,000 | 177,435,000 | 239,231,000 |
| Interest expense | 31,814,000 | 65,823,000 | 99,066,000 | 131,670,000 |
| Net interest income | 23,894,000 | 50,981,000 | 78,369,000 | 107,561,000 |
| Noninterest income | 7,705,000 | 17,599,000 | 34,501,000 | 44,952,000 |
| Noninterest expense | 21,227,000 | 43,556,000 | 68,223,000 | 93,843,000 |
| Provision for loan losses | 1,015,000 | 2,292,000 | 6,648,000 | 6,854,000 |
| Pretax income | 9,049,000 | 22,449,000 | 37,598,000 | 51,097,000 |
| Income tax | 2,509,000 | 6,241,000 | 10,446,000 | 14,211,000 |
| Net income | 6,540,000 | 16,208,000 | 27,152,000 | 36,886,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 540,088,000 | 547,756,000 | 558,200,000 | 565,184,000 |
| Total capital | 576,359,000 | 580,440,000 | 591,861,000 | 599,195,000 |
| Risk-weighted assets | 2,900,863,000 | 2,608,994,000 | 2,683,667,000 | 2,711,503,000 |