Call reports 2024
LEADER BANK, NATIONAL ASSOCIATION — 2024
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,583,455,000 | 4,613,733,000 | 4,581,133,000 | 4,596,441,000 |
| Total loans | 3,513,122,000 | 3,683,380,000 | 3,736,411,000 | 3,793,047,000 |
| Allowance for loan losses | 32,256,000 | 33,796,000 | 34,271,000 | 34,856,000 |
| Securities available for sale | 241,321,000 | 242,672,000 | 254,619,000 | 244,469,000 |
| Securities held to maturity | 157,064,000 | 107,033,000 | 106,990,000 | 106,793,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,713,364,000 | 3,681,326,000 | 3,662,174,000 | 3,678,006,000 |
| Interest-bearing deposits | 3,223,699,000 | 3,236,569,000 | 3,175,217,000 | 3,159,981,000 |
| Noninterest-bearing deposits | 489,665,000 | 444,757,000 | 486,957,000 | 518,025,000 |
| Equity capital | 482,728,000 | 489,926,000 | 496,572,000 | 498,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 53,636,000 | 110,372,000 | 167,385,000 | 223,780,000 |
| Interest expense | 34,536,000 | 70,087,000 | 105,051,000 | 138,534,000 |
| Net interest income | 19,100,000 | 40,285,000 | 62,334,000 | 85,246,000 |
| Noninterest income | 5,902,000 | 14,789,000 | 23,202,000 | 30,539,000 |
| Noninterest expense | 18,741,000 | 37,819,000 | 57,684,000 | 78,519,000 |
| Provision for loan losses | 430,000 | 1,970,000 | 2,445,000 | 3,030,000 |
| Pretax income | 5,473,000 | 14,635,000 | 24,999,000 | 33,754,000 |
| Income tax | 1,528,000 | 4,054,000 | 6,916,000 | 9,390,000 |
| Net income | 3,945,000 | 10,581,000 | 18,083,000 | 24,364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 517,229,000 | 523,366,000 | 529,754,000 | 534,048,000 |
| Total capital | 550,349,000 | 558,318,000 | 564,940,000 | 569,892,000 |
| Risk-weighted assets | 2,815,776,000 | 2,906,042,000 | 2,898,205,000 | 2,870,956,000 |