Call reports 2023
LEADER BANK, NATIONAL ASSOCIATION — 2023
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,020,014,000 | 4,236,481,000 | 4,297,357,000 | 4,434,341,000 |
| Total loans | 3,104,915,000 | 3,262,872,000 | 3,379,387,000 | 3,435,918,000 |
| Allowance for loan losses | 29,338,000 | 30,248,000 | 31,331,000 | 31,827,000 |
| Securities available for sale | 248,912,000 | 243,419,000 | 233,274,000 | 246,928,000 |
| Securities held to maturity | 247,029,000 | 232,096,000 | 232,088,000 | 232,081,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,435,357,000 | 3,535,792,000 | 3,506,992,000 | 3,657,145,000 |
| Interest-bearing deposits | 2,828,326,000 | 2,797,515,000 | 2,895,189,000 | 3,074,964,000 |
| Noninterest-bearing deposits | 607,031,000 | 738,277,000 | 611,803,000 | 582,181,000 |
| Equity capital | 464,130,000 | 472,327,000 | 473,782,000 | 478,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 40,564,000 | 84,495,000 | 131,585,000 | 182,730,000 |
| Interest expense | 20,403,000 | 44,866,000 | 72,186,000 | 104,238,000 |
| Net interest income | 20,161,000 | 39,629,000 | 59,399,000 | 78,492,000 |
| Noninterest income | 2,947,000 | 8,167,000 | 13,747,000 | 17,944,000 |
| Noninterest expense | 17,914,000 | 36,102,000 | 53,155,000 | 69,289,000 |
| Provision for loan losses | 0 | 911,000 | 1,994,000 | 2,532,000 |
| Pretax income | 5,194,000 | 10,731,000 | 17,450,000 | 24,275,000 |
| Income tax | 1,416,000 | 2,925,000 | 4,760,000 | 6,542,000 |
| Net income | 3,778,000 | 7,806,000 | 12,690,000 | 17,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 499,328,000 | 504,856,000 | 509,740,000 | 513,783,000 |
| Total capital | 528,839,000 | 535,323,000 | 541,784,000 | 546,116,000 |
| Risk-weighted assets | 2,669,677,000 | 2,670,552,000 | 2,760,385,000 | 2,779,009,000 |