Call reports 2022
LEADER BANK, NATIONAL ASSOCIATION — 2022
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,199,476,000 | 4,043,999,000 | 3,888,631,000 | 3,907,360,000 |
| Total loans | 2,391,484,000 | 2,853,332,000 | 2,936,047,000 | 3,107,109,000 |
| Allowance for loan losses | 24,226,000 | 26,987,000 | 28,031,000 | 29,370,000 |
| Securities available for sale | 308,656,000 | 302,936,000 | 275,691,000 | 268,282,000 |
| Securities held to maturity | 167,688,000 | 231,803,000 | 246,862,000 | 246,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,784,905,000 | 3,512,615,000 | 3,345,022,000 | 3,336,909,000 |
| Interest-bearing deposits | 2,185,527,000 | 2,822,345,000 | 2,754,457,000 | 2,783,989,000 |
| Noninterest-bearing deposits | 599,378,000 | 690,270,000 | 590,565,000 | 552,920,000 |
| Equity capital | 347,022,000 | 452,790,000 | 451,153,000 | 458,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 23,689,000 | 51,823,000 | 86,246,000 | 123,763,000 |
| Interest expense | 2,584,000 | 7,086,000 | 17,342,000 | 31,823,000 |
| Net interest income | 21,105,000 | 44,737,000 | 68,904,000 | 91,940,000 |
| Noninterest income | 8,223,000 | 13,827,000 | 17,354,000 | 20,719,000 |
| Noninterest expense | 17,737,000 | 34,802,000 | 50,851,000 | 67,418,000 |
| Provision for loan losses | 809,000 | 3,599,000 | 4,634,000 | 5,973,000 |
| Pretax income | 11,742,000 | 21,123,000 | 31,753,000 | 32,297,000 |
| Income tax | 2,954,000 | 5,479,000 | 8,385,000 | 8,523,000 |
| Net income | 8,788,000 | 15,644,000 | 23,368,000 | 23,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 370,663,000 | 487,419,000 | 495,143,000 | 495,550,000 |
| Total capital | 395,025,000 | 514,551,000 | 523,330,000 | 525,086,000 |
| Risk-weighted assets | 2,095,325,000 | 2,458,484,000 | 2,550,991,000 | 2,660,717,000 |