Call reports 2021
LEADER BANK, NATIONAL ASSOCIATION — 2021
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,419,615,000 | 2,651,530,000 | 2,774,556,000 | 3,077,235,000 |
| Total loans | 1,876,643,000 | 2,148,662,000 | 2,313,826,000 | 2,368,579,000 |
| Allowance for loan losses | 18,458,000 | 20,194,000 | 21,653,000 | 23,417,000 |
| Securities available for sale | 187,648,000 | 183,176,000 | 241,847,000 | 321,972,000 |
| Securities held to maturity | 4,615,000 | 4,442,000 | 4,296,000 | 3,073,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,961,993,000 | 2,218,754,000 | 2,328,944,000 | 2,658,985,000 |
| Interest-bearing deposits | 1,323,704,000 | 1,558,282,000 | 1,714,770,000 | 1,896,033,000 |
| Noninterest-bearing deposits | 638,289,000 | 660,472,000 | 614,174,000 | 762,952,000 |
| Equity capital | 317,398,000 | 335,631,000 | 347,437,000 | 355,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 18,608,000 | 38,789,000 | 60,448,000 | 85,085,000 |
| Interest expense | 2,805,000 | 5,532,000 | 8,201,000 | 10,824,000 |
| Net interest income | 15,803,000 | 33,257,000 | 52,247,000 | 74,261,000 |
| Noninterest income | 28,377,000 | 49,189,000 | 63,862,000 | 72,977,000 |
| Noninterest expense | 14,051,000 | 28,563,000 | 43,232,000 | 59,949,000 |
| Provision for loan losses | 1,037,000 | 2,743,000 | 4,202,000 | 5,923,000 |
| Pretax income | 29,398,000 | 51,662,000 | 69,790,000 | 82,962,000 |
| Income tax | 8,063,000 | 14,148,000 | 19,073,000 | 22,649,000 |
| Net income | 21,335,000 | 37,514,000 | 50,717,000 | 60,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 326,998,000 | 341,176,000 | 354,378,000 | 361,875,000 |
| Total capital | 345,564,000 | 361,485,000 | 376,149,000 | 385,418,000 |
| Risk-weighted assets | 1,524,591,000 | 1,761,783,000 | 1,883,369,000 | 1,978,591,000 |