Call reports 2020
LEADER BANK, NATIONAL ASSOCIATION — 2020
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,911,768,000 | 1,993,999,000 | 1,999,550,000 | 2,177,734,000 |
| Total loans | 1,474,451,000 | 1,603,023,000 | 1,720,248,000 | 1,741,708,000 |
| Allowance for loan losses | 14,511,000 | 14,334,000 | 16,195,000 | 17,479,000 |
| Securities available for sale | 22,489,000 | 114,845,000 | 73,984,000 | 121,511,000 |
| Securities held to maturity | 6,936,000 | 6,458,000 | 6,107,000 | 5,026,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,512,045,000 | 1,612,282,000 | 1,593,616,000 | 1,739,887,000 |
| Interest-bearing deposits | 1,133,449,000 | 1,043,032,000 | 1,044,005,000 | 1,214,565,000 |
| Noninterest-bearing deposits | 378,596,000 | 569,250,000 | 549,611,000 | 525,322,000 |
| Equity capital | 190,796,000 | 206,660,000 | 225,649,000 | 305,579,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,655,000 | 33,091,000 | 49,788,000 | 69,095,000 |
| Interest expense | 5,122,000 | 9,706,000 | 13,670,000 | 17,089,000 |
| Net interest income | 11,533,000 | 23,385,000 | 36,118,000 | 52,006,000 |
| Noninterest income | 12,891,000 | 47,508,000 | 75,282,000 | 105,261,000 |
| Noninterest expense | 10,505,000 | 21,622,000 | 34,585,000 | 51,726,000 |
| Provision for loan losses | 2,938,000 | 5,432,000 | 7,356,000 | 9,545,000 |
| Pretax income | 12,168,000 | 45,793,000 | 72,282,000 | 99,177,000 |
| Income tax | 3,239,000 | 12,353,000 | 19,536,000 | 27,121,000 |
| Net income | 8,929,000 | 33,440,000 | 52,746,000 | 72,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 188,843,000 | 204,107,000 | 223,269,000 | 305,662,000 |
| Total capital | 203,478,000 | 218,563,000 | 239,573,000 | 323,253,000 |
| Risk-weighted assets | 1,274,495,000 | 1,285,820,000 | 1,378,644,000 | 1,416,873,000 |