Call reports 2019
LEADER BANK, NATIONAL ASSOCIATION — 2019
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,378,884,000 | 1,520,760,000 | 1,545,344,000 | 1,583,299,000 |
| Total loans | 1,242,135,000 | 1,327,802,000 | 1,387,392,000 | 1,422,485,000 |
| Allowance for loan losses | 9,777,000 | 9,763,000 | 9,865,000 | 11,616,000 |
| Securities available for sale | 62,024,000 | 14,913,000 | 26,549,000 | 64,350,000 |
| Securities held to maturity | 7,916,000 | 7,511,000 | 7,314,000 | 7,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,023,931,000 | 1,162,258,000 | 1,187,348,000 | 1,184,013,000 |
| Interest-bearing deposits | 849,831,000 | 825,407,000 | 804,769,000 | 835,230,000 |
| Noninterest-bearing deposits | 174,100,000 | 336,851,000 | 382,579,000 | 348,783,000 |
| Equity capital | 162,881,000 | 170,131,000 | 176,057,000 | 180,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,259,000 | 31,438,000 | 48,327,000 | 65,285,000 |
| Interest expense | 4,863,000 | 10,136,000 | 15,341,000 | 20,458,000 |
| Net interest income | 10,396,000 | 21,302,000 | 32,986,000 | 44,827,000 |
| Noninterest income | 3,893,000 | 11,282,000 | 23,213,000 | 31,537,000 |
| Noninterest expense | 8,632,000 | 17,474,000 | 26,435,000 | 35,871,000 |
| Provision for loan losses | 806,000 | 750,000 | 890,000 | 2,637,000 |
| Pretax income | 5,086,000 | 14,840,000 | 29,977,000 | 39,195,000 |
| Income tax | 1,272,000 | 3,803,000 | 7,795,000 | 10,260,000 |
| Net income | 3,814,000 | 11,037,000 | 22,182,000 | 28,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 162,165,000 | 169,133,000 | 174,801,000 | 179,858,000 |
| Total capital | 172,059,000 | 179,016,000 | 184,786,000 | 191,596,000 |
| Risk-weighted assets | 1,082,686,000 | 1,127,046,000 | 1,177,953,000 | 1,212,572,000 |