Call reports 2018
LEADER BANK, NATIONAL ASSOCIATION — 2018
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,287,300,000 | 1,484,248,000 | 1,374,725,000 | 1,348,132,000 |
| Total loans | 1,131,369,000 | 1,294,626,000 | 1,243,018,000 | 1,229,458,000 |
| Allowance for loan losses | 9,204,000 | 9,289,000 | 9,561,000 | 9,660,000 |
| Securities available for sale | 45,059,000 | 44,770,000 | 53,990,000 | 45,492,000 |
| Securities held to maturity | 9,000,000 | 8,782,000 | 8,425,000 | 8,227,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 933,429,000 | 1,135,603,000 | 969,271,000 | 948,250,000 |
| Interest-bearing deposits | 754,630,000 | 927,739,000 | 784,574,000 | 765,762,000 |
| Noninterest-bearing deposits | 178,799,000 | 207,864,000 | 184,697,000 | 182,488,000 |
| Equity capital | 143,376,000 | 146,212,000 | 154,659,000 | 158,491,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,954,000 | 27,441,000 | 42,976,000 | 58,321,000 |
| Interest expense | 2,768,000 | 6,299,000 | 10,608,000 | 15,193,000 |
| Net interest income | 10,186,000 | 21,142,000 | 32,368,000 | 43,128,000 |
| Noninterest income | 3,245,000 | 8,279,000 | 20,385,000 | 23,601,000 |
| Noninterest expense | 8,278,000 | 16,715,000 | 25,946,000 | 34,860,000 |
| Provision for loan losses | 449,000 | 3,195,000 | 3,683,000 | 3,798,000 |
| Pretax income | 4,836,000 | 9,661,000 | 23,304,000 | 28,341,000 |
| Income tax | 1,245,000 | 2,469,000 | 6,180,000 | 7,195,000 |
| Net income | 3,591,000 | 7,192,000 | 17,124,000 | 21,146,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,081,000 | 146,338,000 | 155,274,000 | 158,296,000 |
| Total capital | 152,380,000 | 155,726,000 | 164,937,000 | 168,062,000 |
| Risk-weighted assets | 1,016,388,000 | 1,112,938,000 | 1,087,712,000 | 1,078,687,000 |