Call reports 2016
LEADER BANK, NATIONAL ASSOCIATION — 2016
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,042,936,000 | 1,121,318,000 | 1,179,284,000 | 1,091,045,000 |
| Total loans | 894,212,000 | 988,264,000 | 1,054,385,000 | 990,094,000 |
| Allowance for loan losses | 7,084,000 | 7,178,000 | 7,528,000 | 7,735,000 |
| Securities available for sale | 1,071,000 | 2,127,000 | 1,093,000 | 16,416,000 |
| Securities held to maturity | 44,318,000 | 28,186,000 | 11,377,000 | 10,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 750,101,000 | 826,246,000 | 875,072,000 | 789,022,000 |
| Interest-bearing deposits | 589,233,000 | 653,711,000 | 693,246,000 | 626,930,000 |
| Noninterest-bearing deposits | 160,868,000 | 172,535,000 | 181,826,000 | 162,092,000 |
| Equity capital | 103,284,000 | 107,643,000 | 112,244,000 | 114,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,905,000 | 20,397,000 | 31,391,000 | 42,270,000 |
| Interest expense | 2,154,000 | 4,399,000 | 6,725,000 | 9,063,000 |
| Net interest income | 7,751,000 | 15,998,000 | 24,666,000 | 33,207,000 |
| Noninterest income | 5,259,000 | 11,745,000 | 19,568,000 | 24,064,000 |
| Noninterest expense | 7,156,000 | 14,809,000 | 22,449,000 | 30,519,000 |
| Provision for loan losses | 212,000 | 311,000 | 702,000 | 1,108,000 |
| Pretax income | 5,642,000 | 12,690,000 | 21,265,000 | 25,826,000 |
| Income tax | 2,172,000 | 4,897,000 | 8,349,000 | 10,078,000 |
| Net income | 3,470,000 | 7,793,000 | 12,916,000 | 15,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,249,000 | 102,036,000 | 106,170,000 | 109,619,000 |
| Total capital | 110,411,000 | 115,295,000 | 119,778,000 | 123,446,000 |
| Risk-weighted assets | 851,261,000 | 902,970,000 | 953,320,000 | 924,575,000 |