Call reports 2015
LEADER BANK, NATIONAL ASSOCIATION — 2015
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 906,931,000 | 984,231,000 | 965,296,000 | 976,667,000 |
| Total loans | 786,054,000 | 875,999,000 | 836,555,000 | 872,237,000 |
| Allowance for loan losses | 5,998,000 | 6,400,000 | 6,648,000 | 6,909,000 |
| Securities available for sale | 0 | 0 | 0 | 1,058,000 |
| Securities held to maturity | 47,463,000 | 45,062,000 | 43,640,000 | 44,658,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 635,995,000 | 681,044,000 | 672,826,000 | 667,470,000 |
| Interest-bearing deposits | 514,670,000 | 548,372,000 | 545,538,000 | 532,535,000 |
| Noninterest-bearing deposits | 121,325,000 | 132,672,000 | 127,288,000 | 134,935,000 |
| Equity capital | 97,185,000 | 107,835,000 | 111,258,000 | 113,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 8,142,000 | 16,982,000 | 26,486,000 | 36,232,000 |
| Interest expense | 1,897,000 | 3,883,000 | 5,957,000 | 8,068,000 |
| Net interest income | 6,245,000 | 13,099,000 | 20,529,000 | 28,164,000 |
| Noninterest income | 5,856,000 | 11,168,000 | 16,489,000 | 20,678,000 |
| Noninterest expense | 5,680,000 | 11,635,000 | 18,048,000 | 25,195,000 |
| Provision for loan losses | 141,000 | 564,000 | 869,000 | 1,174,000 |
| Pretax income | 6,280,000 | 12,068,000 | 18,101,000 | 22,473,000 |
| Income tax | 2,475,000 | 4,712,000 | 7,123,000 | 8,786,000 |
| Net income | 3,805,000 | 7,356,000 | 10,978,000 | 13,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,610,000 | 106,485,000 | 108,310,000 | 108,872,000 |
| Total capital | 107,668,000 | 118,949,000 | 121,025,000 | 121,854,000 |
| Risk-weighted assets | 737,414,000 | 794,795,000 | 740,991,000 | 782,113,000 |