Call reports 2014
LEADER BANK, NATIONAL ASSOCIATION — 2014
What LEADER BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 720,318,000 | 832,081,000 | 812,990,000 | 846,003,000 |
| Total loans | 562,482,000 | 670,533,000 | 692,561,000 | 736,069,000 |
| Allowance for loan losses | 4,552,000 | 4,997,000 | 5,349,000 | 5,857,000 |
| Securities available for sale | 2,257,000 | 2,332,000 | 446,000 | 0 |
| Securities held to maturity | 48,863,000 | 48,541,000 | 48,165,000 | 47,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,879,000 | 591,990,000 | 578,977,000 | 566,327,000 |
| Interest-bearing deposits | 418,960,000 | 499,887,000 | 482,248,000 | 466,409,000 |
| Noninterest-bearing deposits | 73,919,000 | 92,103,000 | 96,729,000 | 99,918,000 |
| Equity capital | 82,609,000 | 88,939,000 | 91,495,000 | 93,380,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,350,000 | 13,400,000 | 21,321,000 | 29,166,000 |
| Interest expense | 1,505,000 | 3,195,000 | 4,980,000 | 6,829,000 |
| Net interest income | 4,845,000 | 10,205,000 | 16,341,000 | 22,337,000 |
| Noninterest income | 2,393,000 | 6,803,000 | 10,965,000 | 15,816,000 |
| Noninterest expense | 5,081,000 | 10,179,000 | 15,545,000 | 21,144,000 |
| Provision for loan losses | 57,000 | 502,000 | 920,000 | 1,448,000 |
| Pretax income | 2,100,000 | 6,327,000 | 10,754,000 | 15,495,000 |
| Income tax | 814,000 | 2,456,000 | 4,208,000 | 5,964,000 |
| Net income | 1,286,000 | 3,871,000 | 6,546,000 | 9,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,703,000 | 88,988,000 | 91,480,000 | 93,380,000 |
| Total capital | 93,299,000 | 100,032,000 | 102,882,000 | 105,295,000 |
| Risk-weighted assets | 510,601,000 | 600,230,000 | 631,605,000 | 688,550,000 |